Today is the last day for open enrollment for a new insurance program at work. We’re being required to switch to a higher priced program this year, and we had several choices. Some choices involved making an agreement to reach certain health goals for a discounted (that is still more expensive than our current plan). And of course, varying doctors participate in various programs and are not included in others.
It’s been a stressful decision for me, actually. I know that whatever I chose will affect me, good and bad. It h as been a challenge to research what doctors I currently use, what I am willing and able to do to keep on the “partnership” plan to receive the discount, and determining my ability to reach a deductible. The wrong choice would mean disaster, I suppose.
Pricing are rising, coverage is falling. And the plan I chose requires that you meet certain health criteria or face losing your cheaper coverage. If you have a spouse or child, they also have to meet these requirements or the entire family is moved to the more expensive, but less coverage, insurance option.
So, today I am thankful to be single because the choice only affects me. I do not have to worry about a spouse or child to cover on this insurance. The choice I make will only affect my health. I only have to worry about affording something for me. And I control my health. Only me. Just me. What I eat, when I exercise. It affects me and ONLY me, and only I can do something positive to influence this or negative to detract from it.
I see people around me figuring out how to cover this spouse and children with good health coverage that is affordable. And I see the look of panic, the look of confusion on their face. So, for now at least, I am in control of me. And only me. And sometimes, that freedom is pretty good. I am making choices for myself, and even if they are the wrong choices, the only person who has to live with it…is ME!